Lock in future funeral costs today with 0% interest monthly installment plans, guaranteed cash assistance benefits, and full transferability to any family member.
SPIRO Mortuary Care Services is backed by accredited insurance agencies and licensed pre-need institutions under the official Micro Pre-Need Program.
SPIRO operates as an official B2B partner of SJ Insurance Services, serving as our dedicated insurance agency partner for policy underwriting, claims facilitation, and member security.
Eternal Plans, Inc. is our accredited insurance provider. With over four decades of trusted pre-need legacy, ensuring our members' future is protected with integrity and peace of mind.
All plans operate under the official Micro Pre-Need Program of Eternal Plans, Inc., delivering affordable, micro-installment memorial protection tailored to Filipino households nationwide.
Official Strategic Alliance
SPIRO MCS • SJ Insurance Services • Eternal Plans, Inc. • Micro Pre-Need
Accredited Pre-Need Protection & Licensed Insurance Coverage
Explore real wake setups, floral decorations, and casket presentations rendered across Peace, Comfort, Serenity, and Legacy tiers.
Half Glass Wooden Casket
Standard 10 Years Term (120 monthly installments)
Everything you need to know about our 6 official plans, contestability, and benefits.
Our memorial plan advisors are available 24/7 to explain coverage, payment options, and customize packages for your loved ones.
₱0/mo
For Ages 18 to 64
₱0
Underwritten by Philippine British Assurance Company, Inc. (Ages 18–64)
| Benefits | Coverage |
|---|---|
| Accidental Death | ₱50,000.00 |
| Death due to Motorcycle | ₱5,000.00 |
| Emergency Surgical Benefit (One time use only, due to accident) | ₱25,000.00 |
| Daily Hospital Income Benefit (Maximum of 15 days, accident/illness only) | ₱500.00 / day |
In the event of an accidental death and/or disablement, the amount shown in the policy will be paid to the insured’s immediate family or his legal heirs.
In the event of an accident/natural illness resulting to the Insured being confined in a hospital as a registered treatment patient for necessary medical care, the plan will pay to the Insured the daily sum specified in the Schedule (₱500/day, max 15 days) per occurrence for each covered person whilst the insurance is in force.
The policy shall cover Emergency Surgical expenses, up to the maximum coverage (₱25,000), from a serious or dangerous condition in case of accident. This can pay for Doctor’s Fee, Emergency Room Charges, or any related cost of emergency due to surgery caused by accident.
Authorized Personnel Only
